Fri, 18 Mar 2022 23:57:15 +0000

The Insurance Laws of Baja California

Always remember as you drive in Baja California that you are in Mexico! Even if you have superior insurance in the US that covers damage to your car, they cannot provide 3rd party damage in Mexico. Without Mexican liability insurance, you could be in trouble. See for yourself by getting a quick quote for Mexican Insurance by clicking here.

Mexico Federal Law: Civil Liability is REQUIRED.

Baja California State Insurance Law: Civil Liability is REQUIRED.

At Fault Compensation: The MINIMUM payment for property damage is about $22,405 with no maximum. The courts will determine the actual amount owed. There is no minimum or maximum for bodily injuries, and the amount owed will be determined by the courts.

What Insurance is best for Baja California?

While liability is required, we suggest getting complete coverage to ensure your vehicle is covered in an accident. Because a minimum of $22,405 will be owed in the event of an accident, any of our plans will work for you. However, because there is no maximum amount you might have to pay, at least USD 300,000 liability is suggested for Baja California.